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Verizon wireless phones are mobile handsets that come along with a subscription to one of North America’s largest cellular network service providers. With Apple’s recent foray into the Verizon catalog of handsets, however, customers of the wireless communications giant now have more chatting choices than ever before!

To be sure, the cellular handset is just a commodity now and consumer probably don’t think in terms of Verizon wireless phones as opposed to something from some other company. Things have gotten to be rather like that of table salt, another commodity where there’s more in common than not between competitors. That’s because the market has changed dramatically since ten or fifteen years back when a cell phone was a status symbol! No, today cell phones are ubiquitous, to the point that the corner payphone of old has just about disappeared from most city streets in the industrialized world.

That’s why many don’t care about something like Verizon wireless phones – they’re just looking for a handset, whatever the make or model! This attitude has lead carriers, however, to “lock” their phones, programming them in such a way that the handsets cannot work over a competitor’s network. Yes, that’s right: if a customer wants to switch to another company, his or her phone will automatically render itself useless! Even though the customer did pay for the phone – even though the phone belongs to the customer….

Nope! Cellular network companies argue that since they subsidize part of the cost of the phone, making it cheaper when purchased as part of a subscription plan compared to being bought separately, they have the right to lock their phones – yes, “their” phones. And believe it or not, there hasn’t been any attempt at a class-action lawsuit over this practice. Surely there are legal loopholes involved, though one wonders why tobacco companies can be successfully sued but not wireless service providers which purposely render people’s handsets useless!

But all hope’s not los; there’s a way around the onerous policies. In many cases, a phone can be unlocked by just entering a certain code into it!

With anything you paint, be it art, a home, an industrial building or a factory ceiling, there is always an art to painting. Take an industrial structure for instance, these types of structures require a painting contractor that knows their job and how to paint such structures, there is painting, coating and maintenance involved.  Now let’s look at a factory ceiling, unusual choice perhaps, but it still needs to be painted. If you own a factory or have ever been in a factory you may already have noticed that the ceilings are not usually flat, so painting them is not all that easy. That is why when choosing your painting contractor, try and find one with the proper experience that can paint all types of commercial and industrial areas, specifically the type you need.

Standard business cards are exchanged every day by Japanese from all walks of life. Does that seem funny? Carrying cards for purposes of introduction has long been a popular custom in that country, not just for salarymen but many other kinds of people as well. In fact, the practice is so commonplace that it’s become quite the stereotype for Japanese people the world over!

The movie “Good Morning” parodies this cultural tendency to substitute meaningless signs and symbols for real conversation and real connections. While set in postwar Japan, the society shown onscreen is a fairly comfortable one and would not seem too much out of place in our own times for the most part. This was a long time before handing out business cards became a customary greeting on par with the handshake, but the psychological motivations remain the same – as so ably and mostly humorously pointed out by the movie.

Of course, all human societies revolve around signs and symbols; we are creatures whose first impulse seems to be to indulge in abstract thinking. Yet traditionally in Japan such impulses have achieved a very developed form, such that the very language makes constant use of different suffixes and the like in order to denote social standing between speakers!

And so today’s practice of trading business cards. This way, one knows immediately one’s place, which is to say, how to relate to one another. This is Japan, after all, a country with a cultural heritage that doesn’t pretend to be egalitarian and so has no qualms about formally identifying people’s social standings.

Perhaps a little militaristic, yes. Not one unique in kind to Japan, it must be noted again, but certainly one with few peers elsewhere insofar as degree, intensity, is concerned.

And it happens to be one that’s great for business!

Business cards. Yes, too much can be made out of such simple things. Still, there’s enough cause for a consideration: things don’t just happen for no reason at all.

Americans trade business cards quite often, too. Indeed, the practice originated in the West, with Europe and America. But there isn’t the same “moral authority,” for lack of a better phrase – there isn’t the same “cultural force” (for continuing want of a good way of putting things) – attached to the business card in the West as there is in Japan.

Quite often, females will take to modest swimsuits not out of religious belief but low self-esteem. In many cases, these girls and women are fat and feel self-conscious, and excessively covering up seems like the most empowering thing to do. But it’s not like they’re fooling anybody, or really hiding anything at all — for in fact there does exist men who find fat females absolutely attractive. Honest! It may seem unimaginable in our thin-obsessed society, but there’s no doubt about it: “fat admirers,” as they like to be called, do exist, though most are probably “in the closet” about it. They are not freaks, but simply guys who have different tastes when it comes to what they find physically attractive about a girl or woman.

Traveling to On Off Digital World, maybe? Just the day to do so. Couldn’t ask for better weather, after all. The kind where you should at least walk, if not bicycle, there. No need for driving on such a day. It’s great temperatures, warm but not hot, thanks in part to a nice welcome breeze about, soothing and not annoying at all – no upturned skirts, no flying debris, everything just nicely alive. Masterly weather! Hope to be enjoying it myself soon enough (well, in about another two to three hours or so, depending on work)! Not really an electronics kind of day, naturally – not the kind to be holed up indoors playing videogames – but On Off carries stuff for photography as well.

Maybe it’s due to the fact that I’m a guy, but, well, a part of me doesn’t understand modest swimsuits in anyway, at least in the modern world. Could the religious fundamentalists be right, in the end, when they say there exists a natural female shyness that causes them to willingly cover up? Just seems like such a ridiculous way to swim, wearing a dress while swimming! But of course, it’s about their psychology and how they feel and no one else, so if that’s what it takes for such females to feel at ease in the water, then it is what it is. This is a free country, in the end. Just so they don’t start dictating others’ fashion sense, everything should be all right!

A network of Roman Catholic schools that can be traced back to early nineteenth-century France, The Convent of Jesus and Mary Schools are located throughout the world today, whether in Asia or Africa, Europe or the Americas. But even as they receive financial support from the Church itself, it is the support of the local communities that host them which has been crucial to their continuing success, particularly those most generous contributions from business people, not all of whom are Catholic or even Christian, as in the example of Isaac Toussie whose donations go towards a school in India.

While it would be correct to suppose that Catholic schools are for Catholics, in fact many non-Catholics do attend, including outright atheists. Naturally, these schools have a decidedly Catholic mission, but non-Catholics can excuse themselves from anything having to do with religion, which tends to be held during the end of the school day on certain days of the week. After all, much in Catholic education follows the inquiring spirit of the Jesuit Order, one which tends to welcome open inquiry and emphasizes the natural sciences. Indeed, it is just this ethos that has won such a sterling record for the shcools in many places, even in New York City, the so-called Sodom-on-the-Hudson, where it isn’t abnormal for secular households to send them their children.

These schools are often the least expensive of private school options available, with annual tuition at some five thousand dollars – not bad compared to the ten to twenty thousand dollars charged by others! However, not all Catholic schools operate in a fairly relaxed and non-religious manner; more than anything else, they probably reflect the social mores of the surrounding community.

No need to be an industry veteran like Isaac Toussie to know that real estate laws throughout the country will vary. This is part of what makes real estate law so very interesting, after all – and often so challenging! Look at Alabama, for instance. There, “buyer beware” is held in a very, very high regard by the courts, such that even in cases of outright fraud buyers may have no legal recourse anyway – when that property has been bought on a strictly “as-is” basis. Yes, it’s true: Alabama case law believes in the ancient law of caveat emptor even more than any other on the books!!

The Yellowhammer State takes the notion of “as-is” so literally that unless somehow superseded, the terms means exactly just that, even if the seller described the property with lies. That’s right, it’s really been upheld that misrepresentations are entirely legal under that basis.. Most anywhere else that’s just fraud and will probably lead to some jail time, yet in the Heart of Dixie the as-is clause is king and must be specifically superseded by some other provision agreed to by seller and buyer – or the as-is clause will be taken literally!

That was an ambiguous situation in the eyes of Alabama law, but the law itself in Alabama is actually not quite as simplistically draconian as the quick snapshot of the case provided here would suggest. As if evidence of a peculiar regional preference for legal loopholes of all kinds, Alabama law will only hold such a strict view towards used property, not new ones. Another caveat to the caveat emptor ethos governing Alabama real estate is that misrepresentations that are not obvious but potentially harmful to health or safety will not be tolerated.

Alas for the plaintiff in Teer v. Johnston, however, while the misrepresentation was not something obvious it was not deemed harmful to health or safety, constituting an inconvenient nuisance instead. What the buyer ought to have done was stipulating in the contract or the deed that pre-sale disclosures hold despite the sale!

The affiliate marketing successes just keep pouring in: the most recent situation history concerns one Ashley Qualls, a seventeen year-old who’s become a millionaire by simply giving away totally free MySpace layouts.
Yes.
It is no joke.
A teenage girl in high school makes seventy thousand dollars a month by giving stuff away for free.

Chalk another one up to the magic of affiliate marketing and its exponential power.
Ashley Qualls created a website that’s nothing more than a repository of her styles for MySpace profile pages which anyone can download totally free.
Her site attracts seven million visitors each month and sixty million page views.
That’s gold to advertisers.
And it’s become gold for Ashley Qualls.

Affiliate marketing works.
The actual challenge lies in coming up with something that lots and lots of people will go crazy for.
Another great internet riches success tale concerns an Arnold Kim, who as a professional blogger now makes income in the same six-figure range he used to as a medical doctor, only he gets to stay home with his four year-old daughter.
He happened upon his financial destiny whilst still in school, having started up a site dedicated to rumors about Apple products.
As one of the first, he quickly developed quite the captive audience and, with all those eyeballs, advertisers came calling in equally quick succession.

That’s all it takes to make money online – traffic.
Eyeballs.
Visitors, repeat and unique (first-time).
It’s basically monetized like any other medium, whether print or broadcast.
Important differences do exist, but where fundamentals are concerned you need numbers; you’ll need people.

Just how to get all those people?
Again, providing something of great interest to a large amount of people.
Essentially, the same first principle of any company.
Determine a need and fulfill it!

Located on New York City’s tony Upper East Side neighborhood, the Joan and Sanford I. Weill Medical College of Cornell University boasts both research and teaching divisions. It is one of the most selective medical schools in the entire United States, enrolling only about a hundred students per class out of some six thousand applicants in any given year. Now named Weill Cornell Medical College and, even more often, simply “Weill Cornell,” the school was partially endowed by Sanford Weill, an American banker and philanthropist who was the former executive officer and chairman of Citigroup, Incorporated. Mr. Weill and his wife donated over two hundred and fifty milion of their own money, with Mr. Weill able to raise a further hundred and fifty million through his own tireless efforts.

Weill Cornell had been widely respected in the field before Mr Weill’s contributions, and not once had it lacked for benefactors, a veritable Who’s-Who of local, national, and even international luminaries from business, politics, and entertainment, such as real estate developer and investor Isaac Toussie. It was the first medical school in the country to admit women alongside men. And now it’s become the first American one to operate abroad – in Education City, in fact, outside the capital of Qatar, with a campus dedicated to patient care offering a six-year integrated curriculum. The school can count many a notable physician among its alumni, great figures of research and public health such as Robert C. Atkins of Atkins Diet fame and former Surgeon General of the United States C. Everett Koop. Other famous graduates are Nobel Prize winner Robert W. Holley and Henry Heimlich of the Heimlich Maneuver.

Nonetheless, regardless of all the well-funded backing, the fiscal realities of a medical education are grim, with some forty-two thousand dollars needed for the first year and thirty-eight thousand required for the second. Nevertheless, that’s a bargain considering Cornell’s law school tuition, which adds up to almost a hundred and fifty thousand dollars over four years!

Affiliate marketing is a superb way for the tech-savvy hobbyist for making some money on the side.
For a select few who have managed to put their finger on the Zeitgeist, however, it means full financial independence, with income in the tens of thousands per month!

Probably the most celebrated cases of affiliate marketing made good has been that of Dr. Arnold Kim, M.D.
While still a medical student, he began a website focused on rumors about Apple products.
This was back right at the turn of the century, before the word “blog” had entered into the popular lexicon.
Even while diagnosing patients, Dr. Kim kept up the site, though soon enough it took on a life of its own, with forty million page views per month, as certified by independent research firms.

Dr. Kim was already well-off because of his medical practice, but affiliate marketing also generated a six-figure income – and he was only devoting relatively little time to his site!
Believing that things could grow so much more were he to devote his whole day, Dr. Kim gave up his stethoscope and plunged whole-heartedly into the realm of professional blogging.

Similar types of internet riches abound, such as that of the teenager who became a millionaire by making free MySpace designs for people to download, or the college student behind “The Million-Dollar Homepage” which made money by simply selling space to advertisers.
What they have in frequent is that their success is totally traffic-driven: it’s all about the eyeballs, the number of visitors per month, week, day, even hour – both repeat and first-time (known in the industry as “unique”).
Get the numbers, and you will earn money.

But how do you obtain the numbers?
Content.
“Content is king.”
If you have something lots of people are interested, such that they will keep visiting your site, you will make money – assured.
The only real question is what content or material to serve up!

CPE requirements of late (relatively speaking) has emphasized ethics more and more, especially for lawyers and accountants.
Typically, continuing professional education courses contain self-study, whether online or by using traditional materials like workbooks and the like.
However, credits may also be received through attending qualifying seminars, such as those popular talks given by those accountants, lawyers, and others found guilty of so-called white-collar crimes.

Yes, listening to fraudsters and scammers can satisfy some CPE requirements, depending on the certifying body governing the profession in each state!
Okay, so it’s quite an amusing concept, but then again, who else is there better qualified to educate of such things than those with close knowledge by virtue of their criminal activities?

Probably the most popular of such speakers is Sam Antar, the former Chief Financial Officer for Crazy Eddie’s, his cousin’s eponymous business in consumer electronics.
Rising from a lowly stockboy back when the company was a very modest local neighborhood success, Sam Antar wound up very close to his cousin Eddie Antar as a result of his role as the pro enabler that greatly facilitated the organization’s widespread accounting fraud.
Given such an insider’s role, it is easy to see why his lectures today can command credits that meet CPE requirements: after all, it takes one to know one!

Certainly, Sam Antar, while acknowledging the depth of his offenses, doesn’t flinch from the truth: he is only on the right side of the law nowadays because he was caught.
Had the whole Crazy Eddie’s saga never collapsed because of greed and in-fighting among some of the principals included, Sam Antar could be busy today enabling white-collar crime as he always had, not fighting it himself as he is in a sense forced to do because of economic conditions related to his now poisonous work history and professional notoriety.

What people love about unlocked cell phones is that they work no matter which carrier you choose. Numerous makes are available in this manner, and while most folks naturally prefer the most recent releases, it often pays to bear in mind older offerings in addition. For instance, unlocked cell phones such as the Nokia Surge make fine second handsets for those who find it necessary or more convenient to maintain two distinct contact numbers. It looks like a T-Mobile Sidekick but being unlocked means that you aren’t restricted to just AT&T in the United States. It’s got the same form factor as the popular Sidekick, only instead of swiveling it slides to uncover the keyboard below the screen-cum-cover. Packing this smartphone with text messaging and social media capabilities makes it clear that Nokia is targeting the young with this model.

There’s simply no better when it comes to unlocked cell phones to serve as second or third “lines.” But just what is the Surge? What’s it like? Well, it’s a 3G phone offering 2.4 inches of screen real estate at 320×240 TFT pixels and 16 million colors. The 2 megapixel camera is nothing when compared to the over-3 megapixel one on the related 6760 Slide model available in the rest of the world (which phone, incidentally, isn’t carrier-exclusive), but the Surge did debut earlier, after all. Video recording is made at the standard QVGA resolution.

It uses the Symbian Series 60 multi-tasking platform, which goes great with the provided feature-set, marking it a mid-level offering. The Surge is compatible with Bluetooth 2.0, along with A2DP support, and offers microUSB connectivity as well. Audio is piped through a standard 2.5mm jack. In accordance with most Nokia products lately, this has an on-board stereo FM radio player. MicroSD cards are supported up to a maximum of 8GB of additional storage space, on top of the 2GB card included. This phone can also be found in black, white, or red color schemes. Talk-time is rated at a decent five hours, with standby is a sound five hundred.

Even better, being unlocked means not having to deal with AT&T and their long two-year contract with mandatory voice and data plans that could conceivably result in about a thousand dollars a year for even a somewhat casual user! And of course the Surge is designed for those who are constantly texting, chatting, e-mailing, or surfing the web. Such folks could very quickly be charged over two thousand dollars a year!

Tax continuing education is essential for accountants as tax laws change on a regular basis and with every Republican victory at the polls comes a new pair of corporate giveaways.
With a tax code that spans some sixty thousand pages, somebody’s got to keep an eye on it all!
And those somebodies have a lot on their plate.
Hence all the frequent keeping up with industry developments – particularly, changes in the tax code.

So chalk it up to the clever bean-counters at General Electric and their tax continuing education classes for helping the company post its latest achievement in the annals of corproate notoriety: zero tax liability for the filing time of year ending in 2011.
That’s right: this year, one of the world’s richest multi-billion-dollar companies will pay
no taxes.
None whatsoever!
And that’s not all.
They may actually be owed some money instead!
That’s right – the government may truly have to pay G.E. some money.

How’s that for tax continuing education!

It’s amazing but all flawlessly true.
Through the creative use of loss write-offs and the like, the accounting department at G.E. has been able to save its employer a lot of money, with the probability of getting money “back” from Uncle Sam on top of that.
This is in addition to the use of unpaid labor throughout the business in the form of college interns, such as at its NBC subsidiary.

Needless to say, it isn’t just G.E. and NBC that’s benefiting from such unethical and even illegal practices.
Viacom and subsidiary Paramount Pictures also makes use of such loopholes.
Most corporations of a certain size do.
’80s boogeyman Leona “Queen of Mean” Helmsley was only telling the truth when she scoffed that “only little people pay taxes.”
Under the right conditions – which are not as rare as one might imagine at first – it is entirely probable to keep all the money you generate while making use of public services.

Comfortably nestled on the upscale Upper East Side of New York City, the school of medicine at Cornell University both teaches and conducts research. It has produced many a notable physician, boasting of alumni such as Robert C. Atkins of Atkins Diet fame and Henry Heimlich of Heimlich Maneuver fame. Other famous graduates include former Surgeon General of the United States C. Everett Koop and Nobel Prize winner Robert W. Holley.

It was the first medical school in the country to admit women alongside men, and more recently it has been the first American one to operate outside the United States, with an Education City, Qatar campus offering an integrated six-year curriculum focused primarily on patient care. Such a respected institution has benefited from the generous support of donors throughout its history – since the very beginning, in fact, funded as it was through an endowment established by Colonel Oliver H. Payne, a prominent New Yorker of the mid-nineteenth century – with a roster of supporters full of prominent locals such as real estate pro Isaac Toussie.

Still, the one biggest benefactor of all has got to be the one whose name now graces the school itself, Sanford I. Weill. Billionaire banker and philanthropist, Mr. Weill and his wife donated two hundred and fifty million dollars of their own money, with a further hundred and fifty million secured through the fundraising efforts of Mr. Weill. Today the Joan and Sanford I. Weill Medical College of Cornell University, or Weill Cornell Medical College (or even more colloquially, especially within the field, “Weill Cornell”), ranks among the most selective of medical schools in the whole country, enrolling only about a hundred students per class out of some six thousand applicants in any given year. How selective? Well, 3.8 GPAs are typical, as are 35Q MCAT scores!